Did you know that making Payments On-Time is the very best way to improve your credit so you can Qualify to Refinance (not a new loan) the Home into Your Own Name?

WE WANT YOU TO QUALIFY and we're even willing to Refund Your Up-Front contribution (closing costs) and we are also willing to split the appreciation with you to help you Qualify to Buy the Home!  CASH is the "Magic Word" when trying to qualify for a Refinance Loan!  PLUS we work directly with lenders to help you qualify to purchase the home at the end of your lease.

We use a Contingency Fund and a Collection Agent to help you accomplish your dream of homeownership. The Contingency Fund is used to always make the payment on-time. The Collection Agent provides a recorded accounting of all the payments. There is complete tracking and accounting by the Trustee's Loan Servicing Company just like Lenders are accustom to.

WE DO NOT DO LEASE OPTIONS!

We have found them to be a Very Ineffective Tool to Achieve HOME OWNERSHIP!

In most lease option arrangements, the owners secretly hope you won't be able to exercise your option so they can keep your deposit and lease the home again at a higher price. Statistics show that only 14% of people who do lease options ever end up owning the house!

After 12-36 months of on-time payments our lenders are willing to qualify you based more on your performance and less on your credit score, and you'll be able to refinance the home into your own name at 100% of LTV and use your share of the appreciation as a down-payment to qualify you for a Great Low Monthly Payment!